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Kick Out Debt
Take Control...Fight the Banks Legally

FAQ's

Frequently Asked Questions

How much extra will I have to pay after I have paid my £30.00?

 

Absolutely nothing if you do everything for yourself, as we outline in the pack. Liken this to a divorce, you have no need for legal representation, but some people prefer to have just that. If you want our legal associates to handle everything for you, they will talk it through and give you a fixed price. If you take their services we will refund in full the £30.00. You will not be pressured to use these, you can simply ask for a free quotation without obligation. 

 

Can I do this even if I have bad credit?  

Absolutely. What we set out to do is to show that the agreement is not legal, and an illegal agreement is not enforceable in law. In fact this is a great way to get your credit back on track. 

 

How does it work?

It’s very simple, we have discovered loopholes in most credit card agreement issued prior to 2006, and they are fundamental. If you can show that the agreement is unlawful then you are not legally obliged to pay. We will show you how.

Is it guaranteed?

The simple answer is that there are no guarantees in life. However, as you will see from the information you will receive, that it has worked for many. But you must follow it through to completion. What have you got to lose?

What do you mean by completion?

Well it means different things to different people. For us it means having the debt totally wiped out and removed from the records. However, many people will opt for a settlement that will be proposed by the banks in the course of this process. We do not recommend taking the settlement offered, but for many getting a £10,000 debt written down to £3,000 would be a satisfactory outcome.

Are there any alternatives?  

Yes you can enter into debt management, which will reduce your monthly outgoings, but you will have a bad credit report, this is known as an IVA. Bankruptcy is an alternative that should be avoided if humanly possible, as that will follow you around for a long time.

Are there any repercussions? 

 

The one thing to consider is that once you have had confirmation of the write off of the debt, that bank will close your account and not want to do business with you. However, there are many other banks to try.

When is the best time to do this?

The earlier in the debt cycle the better, as if it can be done before default etc, then it is much quicker and easier to achieve completion.

How long will it take?

This process will take about 6 to 8 months, as you have to continuously request information, because the letters you will receive from the banks will simply ignore your request for relevant information. It is a matter of persistence.

Are you a network marketing company?

Absolutely not! We want everyone to know what we know. The legal team is constantly trying new methods some are working some are not, they need to keep researching.

Why are you charging for the information?

We need to keep funding research into new ways of taking advantage of the system. We are a commercial organization that happens to be appalled at the way central banks and crooks at the top of the tree never seem to suffer. Billions of pounds have been poured into the banks and finance houses at preferential interest rates recently, and interest rates for loans etc have actually increased!

Why won't you take phone calls before I buy the pack?

We have tried to answer all the questions on the website. If we were to take phone calls, the cost of manning those phones and answering questions would make our service very expensive. We have tried to keep the price as low as possible, while offering the best possible information. If we gave an initial assessment to everyone, as we offer to people who buy the information pack, then the phones would be constantly busy and the entire service would breakdown and no one would be satisfied.

Why are you offering 2 Services?

Because although there are many people who will follow the method and do it properly, there are many who would prefer some legal assistance. As in a divorce, you can do it yourself with information packs, such as the one we sell, or you can get legal help. The choice is yours.

 

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